OUR SERVICES
WHY CHOOSE US
A LOT CAN HAPPEN WITHOUT PROPER INSURANCE
Your spouse and children get stuck with debt
Your provider no longer covers major expenses
All your money goes towards medical bills
Opportunities for limiting tax liability are missed
A business partner’s death jeopardizes your company
That long-awaited retirement gets postponed
Cash isn’t available when it’s needed most
You’re stuck negotiating with banks for financial bailouts
SERVICES
INSURE FORCE WEST IN KELOWNA OFFERS AFFORDABLE SOLUTIONS FOR FINANCIAL GROWTH
CORPORATE LIFE INSURANCE
-
Opportunities for passive wealth and diversification
-
Tax-free savings and transfers for beneficiaries
-
Corporate premiums are taxed at a lower rate than personal plans
-
Provides an investment alternative when RRSPs and TFSAs are maxed out
-
Boosts financial worth without affecting your small business tax rate
Corporate-owned life insurance offers more than a one-time payout upon death; it’s a way to nurture your company’s assets for your family’s benefit.
LIFE INSURANCE
- A trusted safety net to prevent financial hardships
- Funeral expense coverage
- Outstanding debts are paid
- Reduces the risk of foreclosure or bankruptcy
- Prevents heavy tax burdens
Let’s discuss a term or permanent life insurance plan that offers you peace of mind and financial security for your loved ones.
CRITICAL ILLNESS INSURANCE
- Provides financial security during treatment
- Ensures access to the best medical care
- Reduces anxiety during stressful times
- Customizable to your needs
- Maintains business continuity
- Coverage is available for a wide range of illnesses
In the event of a life-threatening diagnosis, money is the last thing you should be stressing about. Proper coverage entitles you to a tax-free lump sum to ease the financial burden.
ESTATE & PARTNERSHIP INSURANCE
- Dividing business with buy/sell agreements
- Term life insurance helps keep your business running
- Permanent life insurance builds cash value
- A good plan ensures smooth transitions of property
Whether in life or business, it pays to prepare for the unexpected! Protect your legacy and prevent any contention upon your passing with our support.
CORPORATE BUYOUT INSURANCE
- Provides funding for buy-out agreements
- Becomes a retirement asset
- Reduces taxable income
- Tax-free growth and payouts
If you own a business with others, we can advise you (and everyone else) on the best policies for safeguarding your shares.
TAX-SHELTERED INSURANCE
- Ensures payment to heirs without fee or hassle
- Provides an option for tax-free income (no payment on interest)
- Some of the proceeds from this capital can fund other tax liabilities
- Serves as an additional asset in your financial portfolio
Many insurance plans are structured to serve a double purpose as financial coverage for your survivors and as retirement income. We’re happy to talk you through the different options.
PERMANENT CORPORATE INSURANCE
- Provides funding for buy-out agreements
- Becomes a retirement asset
- Reduces taxable income
- Tax-free growth and payouts
If you own a business with others, we can advise you (and everyone else) on the best policies for safeguarding your shares.
SHARED OWNERSHIP INSURANCE
- Financial security for all parties
- Distributes the responsibility evenly
- Key person protection options available
- Added versatility for key employees and owner-managers
Shared ownership insurance allows policyholders to insure specific vital members of their staff. It’s also a way to help save money for your children or grandchildren. Let us know your needs.
IMMEDIATE FINANCIAL ARRANGEMENTS
- Liquid Management
- Capital Preservation
- Investment Opportunities
- Diversification
- Risk Management
- Tax Efficiency
- Estate Planning
- Business Continuity
- Charitable Giving
- Retirement Planning
Discussions around surrender values, deductibles, interest expenses, and capital dividend accounts can get confusing. One call to Insure Force West will answer all your questions.
INFINITE BANKING
- Be your own banking insurance
- Control and compound (spend, save, and invest at the same time)
- Significant benefits for high-net-worth individuals
- The cash value of your policy is liquid for easy access
- Enjoy a high loan-to-value ratio
- Earn dividends to grow your wealth
Infinite banking can be an excellent investment, but only if you set it up correctly. Need more information? We’re here to assist in any way we can.
TESTIMONIALS
WHAT OUR CLIENTS SAY ABOUT US?
I would like to take this opportunity to say what a great guy Jeff is. We have used his services in both personal and corporate capacity. The information he provides, and his follow-up is a great asset. Personally, his tenacity in offering his assistance during a very difficult time was very much appreciated and the results were commendable. I would very much recommend Jeff as he will not only work for you, but with you.
Thanks for working with us through the past 20+ years! We have truly appreciated your insight and level of service. My wife and I are grateful for the policies you got for us. You have gone above the duty of your agency, and you are a dear friend. Warmest regards,
Our experience with Jeff has been simple and down to earth. He provides easy to understand concepts in savings and life insurance. Jeff worked hard to secure several policies for our family. This has allowed us to plan for succession ahead of the time when it would have been more difficult. He answers his phone when I call him and comes out to see us as soon as we request. Our previous agent just forgot about us as soon as he sold the policy. Way to go Jeff!
Working with Jeff and Christy on our life insurance and wealth planning has been a pleasure. Life can get pretty hectic, and some of this planning is way beyond my understanding, but Jeff has been incredibly patient and diligent in breaking it down for me in terms I can grasp. He goes the extra mile to ensure we’re on the right path that fits our needs. Christy is phenomenal at handling documents and is very responsive to any policy questions or requests. We highly recommend Jeff and Christy to help you confidently navigate the complexities of wealth management and achieve your long-term goals. They’ve got your back!
In order to provide a level of protection for our companies we required a life insurance strategy that would help soften the blow if one of the key members of our team passed. After talking with several insurance agents, we spoke with Jeff at Insure Force West, after our first meeting it was clear that Jeff understood all aspects of these insurance plans and quickly recommended a few options. We received offers from Insure Force only days later and they walked us through all the ins and outs of the policies. I would highly recommend Insure Force for anyone looking for customized insurance packages.
FREE CONSULTATION
LET US KNOW WHAT YOU NEED
